**The problem it solves** Guests at vacation rentals in weather-dependent destinations face high cancellation risk from hurricanes, evacuations, and property issues, but most travel insurance isn't built for vacation rental scenarios. **What Red Sky Travel Insurance does** Arch Red Sky (formerly Red Sky Travel Insurance) provides trip protection insurance products designed specifically for the vacation rental industry. The company partners with professional vacation rental management companies at coastal, lake, ski, and mountain destinations to offer guests travel insurance at the point of booking. Policies are underwritten by Arch Insurance Company. **How it works** The product portfolio includes destination-specific plans: Sun Trip Preserver for beach and coastal destinations and Mountain Trip Preserver for ski and mountain properties. Coverage spans trip cancellation and interruption due to hurricane-related mandatory evacuation, property uninhabitability, road closures, and medical emergencies. Baggage delay, emergency medical expense, and 24-hour assistance are also included. Guests can purchase plans up to two days before their stay; purchasing within 21 days of the initial deposit qualifies for the pre-existing conditions waiver. Policy documents are delivered digitally after purchase. Distribution is exclusively B2B2C: property management companies embed the offer into their booking checkout flow and earn commissions on policies sold. **Who it's for** Professional vacation rental management companies at weather-dependent and high-cancellation-risk destinations across the US.
Listed on STR Market Map, the short-term-rental software marketplace.