**The problem it solves** Vacation rental property managers need embedded travel and damage protection that integrates with their existing software rather than requiring separate insurance broker relationships. **What Rental Guardian does** Rental Guardian is a US-based insurance distribution platform and API for the vacation rental industry, founded in 2013 and owned by Inhabit IQ, serving property managers, software developers, and integration partners globally. **How it works** The platform lets property managers offer guests travel protection (trip cancellation and interruption), damage protection (accidental damage, bed bug, and liability up to $1M), and booking protection through an API and white-label web tools. Product lines include Home Guardian, Home Guardian+, Travel Guardian, Travel Guardian+, and Booking Guardian, with integrations to major vacation rental PMS platforms. **Who it's for** Vacation rental property managers, PMS and booking-software developers, and travel-tech companies seeking to embed insurance products and earn revenue per booking.
Listed on STR Market Map, the short-term-rental software marketplace.