EasyCover Brasil is a Brazilian insurtech startup and the first insurance product specifically designed for short-term rental hosts and property administrators in Brazil. Based in Rio de Janeiro, the company operates as an authorized representative of Now Seguros S.A., an insurance carrier participating in SUSEP's (Brazil's insurance regulator) Regulatory Sandbox program, which allows innovative insurance products to be tested under a controlled regulatory framework. EasyCover covers property damage and theft caused by guests across bookings made through Airbnb, Booking.com, and direct channels. The insurance product addresses a critical protection gap in the Brazilian STR market: standard homeowner policies typically exclude guest-caused damage, and platform host guarantees have coverage limitations and complex claims processes. EasyCover offers coverage for guest-caused property damage, theft without forced entry, and 24-hour emergency assistance, with a claims process designed to avoid confrontational interactions between hosts and guests. The company has formed technology partnerships with STR operators, including integration with Magikey for smart-lock access control and property protection. EasyCover targets Airbnb superhosts, professional property managers, STR co-hosts, and vacation rental administrators across Brazil who need reliable financial protection for their managed properties. The product is aimed at operators of any portfolio size who list on digital platforms and want insurance coverage that specifically matches the risk profile of short-term rentals: damage events, guest theft and operational disruptions, without the friction of adapting general property policies to the STR context.
Listed on STR Market Map, the short-term-rental software marketplace.