str market mapFrench property management agencies must distribute landlord and rental insurance to clients to comply with regulatory duty-of-advice and protect rental income, but rarely have specialist insurance expertise in-house.
Horizon Assurances is a French insurance broker based in Nice specialising in landlord and rental property insurance. The company distributes Garantie Loyers Impayés (GLI), PNO (non-occupying landlord insurance), and seasonal rental stay cancellation products, targeted at property management agencies and administrators of real estate. The company works with 14 insurance carrier partners.
Horizon Assurances offers four GLI contract variants: Security (with included certification), Serenity (extended solvency up to 37%), Prem's (certification within 8 hours, solvency threshold of 38%), and Intégr'All (exclusive market product with flexible tenant selection and potential profit-sharing). Each product includes claim management and client extranet access. The PNO product fulfils the legal duty-of-advice obligation under French ALUR law, providing liability coverage for non-resident landlords. For vacation and seasonal rental contexts, the company offers stay cancellation insurance protecting owners and bookings from financial loss. A regional ambassador network supports client agencies throughout France.
French property management agencies and real estate professionals wanting to distribute insurance products to landlord clients as a value-added service and revenue stream, particularly those managing furnished and seasonal rental properties.
Listed on STR Market Map, the short-term-rental software marketplace.