str market mapVacation rental management companies process bookings with large upfront payments, high chargeback risk from the lead time between booking and stay, and homeowner payouts that need split settlements, needs that standard payment processors rarely accommodate without costly workarounds.
Lynnbrook Group is a Wake Forest, North Carolina payment processing company, founded in 2010, that provides credit card processing, eCheck, and payment gateway services built for the vacation rental and lodging industry, with underwriting calibrated to the seasonal, high-ticket, chargeback-prone nature of short-term rental transactions.
Lynnbrook integrates with vacation rental PMS platforms including OwnerRez, LiveRez, and LMPM through a payments API, letting operators process guest charges, split payments to homeowners, and manage chargebacks from one system. Core features include PCI tokenization for card-on-file storage, an integrated homeowner payout workflow, a chargeback management portal with dispute documentation, bank reconciliation reporting, and a fraud and risk layer underwritten for vacation rental profiles. A companion product, Lynnbrook Protect, adds identity verification at booking. The company was acquired by Inhabit in 2019. Pricing is custom-quoted and varies by card type, transaction volume, and business profile.
Vacation rental management companies of all sizes that use a PMS requiring a specialized payment gateway; operators with high chargeback risk, split-pay homeowner models, or large average transaction values that fall outside standard merchant accounts; and VR companies that need integrated homeowner disbursement alongside guest charge processing.
Listed on STR Market Map, the short-term-rental software marketplace.