**The problem it solves** STR operators collect security deposits through paper cheques or bank holds that freeze a guest's credit limit for days, creating friction at booking and disputes when funds must be returned by hand. Traditional pre-authorization is opaque and slow. **What Swikly does** Swikly is a French fintech, founded in Lyon in 2016, that provides online security deposit management for short-term rental agencies, campsite operators, vehicle rental firms, and other rental businesses, used by more than 18,000 professionals and processing over 2 million transactions per year. **How it works** Rather than blocking or debiting a card, Swikly secures a deposit request digitally: the guest receives a link by email or SMS, enters card details, and the amount is held without affecting the card's available credit limit. If no damage is found, the hold releases automatically, and if a claim is made the operator initiates collection through the dashboard. The platform integrates with more than 56 partners including Hostaway and offers two tiers, a pay-per-use plan at about 1.99 percent per secured deposit with no monthly fee and a 30-day free trial, and a custom volume plan with a collection-guarantee option. The dashboard is available in French, English, and Spanish. **Who it's for** Independent STR hosts and property management agencies across France, Germany, Spain, the UK, and broader Europe seeking a deposit workflow that does not create booking friction, particularly agencies managing ten or more properties that want automated deposit handling inside an existing PMS or channel manager.
Listed on STR Market Map, the short-term-rental software marketplace.